Creating a budget is one of the first steps to taking control of your finances. Planning and tracking your spending helps you avoid overspending and allows you to monitor where your money is going. Here are a few tools and resources to help you no matter where you are in your budgeting journey.

Several budgeting methods exist. Whether you use paper and pen, the envelope method, an excel spreadsheet or mobile/online tracker, consistency is key. No two people are alike and one method does not work for everyone. Experiment with different tools and discover what works best for you.

Schedule a Financial Coaching Session/Classroom Presentation
(by appointment only)

Virtual and In-person sessions/presentations are available.
*Instructors:To schedule a classroom presentation please use the button that corresponds to the requested day. Specify the location on the request form. For presentation request after 5 pm please email [email protected]
Scott Northern
Wake Campus

Mondays, Tuesdays, and Fridays 
Office: E-125D 
Southern Wake

Wednesdays and Thursdays
Office: C-137
Need Help
Getting Started?
Email Student
Money Management

Budgeting Tools and Resources

  • Student Budget Spreadsheet - Download and use Excel spreadsheet to track your budget.
  • The Envelope System- Know exactly how much money you have left in a budget category just by taking a quick peek in a corresponding envelope. 
  • Mint- Set a budget, track your goals and do more with your money   
  • Budgeting Apps - Personal finance tools that make it easy to see how much you're spending
  • Student Discounts- Explore discounts available to college students
  • CashCourse - CashCourse is a free online financial education resource designed specifically for college and university students.


Your credit is important because it is used to determine your eligibility for purchasing a house, buying a car, or even getting a job. So whether you are trying to establish, maintain, or rebuild credit, many resources exist to help you. Understanding how credit works is key. Use these tools and resources to help you navigate credit.

Credit Scores

Credit Reports

You need to know what is on your Annual Credit Report and obtain a copy at least once a year. Use the links below to get access to your credit report.


P.O. Box 4500
Allen, TX 75013
(888) 397-3742 (for disputes)



P.O. Box 105788
Atlanta, GA 30348-5788
(888) 298-0045 (for customer care)
(800) 349-9960 (for security freezes)


P.O. Box 2000
Chester, PA 19016-2000
(800) 916-8800

Student Money Management Pillars

  • Inform – Providing students with resources and tools to make informed financial decisions.
  • Empower – Through financial education students will be empowered to take control of their finances both now and after graduation.
  • Inspire – Our goal is to inspire positive financial habits that will last a lifetime.
  • Support – Providing students with support through workshops and one-on-one financial coaching sessions. 

Student Money Management Mission Statement

Dedicated to the financial well-being of Wake Technical Community College students. Providing students with the resources, tools, and financial education needed to be fiscally responsible today and after graduation.