Are you considering Bitcoin and other cryptocurrencies as an investment strategy? Is your individual retirement account or 401(k) set up to earn the maximum return possible? Are you nearing retirement and want to learn how to make money when you don't have a job? Or do you need to learn how to manage debt and use credit wisely?
Wake Tech offers a variety of personal finance classes to help you build a foundation for better financial decision-making. Contact the Workforce Development Registrar's Office to inquire about courses that may not be listed below.
Students will be able to define basic real estate terminology, determine if real estate investing is suited for individual student, learn to buy and profit from real estate investing.
Class 1
Introduction to Real Estate Investing
• What are the first steps to take when deciding to invest in real estate
• Are you going to be an active or passive investor
• Investing for income, capital appreciation, personal use or combination
• Is this something you will do full-time or on the sideline
• What is your time frame
• Tax benefits of Real Estate Investing
• Investing for tax considerations
• Schedule E
• De-mystifying tax questions on Real Estate Investing
Forming your Real Estate Team
Review of the steps to follow when embarking on purchasing investment property
Class 2
The most common mistakes real estate investors make and how to avoid them
• Financing or not getting financing ahead of time
• Doing everything on your own
• Overpaying
• Underestimating expenses
• Inadequate research
Building a Portfolio: How to evaluate, find and choose rental properties
• Tenant screening
• Importance of a home inspection/ negotiating on a home inspection
• Property manager pros and cons
• General good practices with tenants
• Fannie Mae Guide to Becoming a Landlord
Class 3
Building a Portfolio Part 2
• How to evaluate, find and choose rental property
• Evaluating risk and return
• Researching the market: avoiding mistakes
• Foreclosures and Short Sales: pros and cons
• Flipping properties
• What to look for before making a bid on the property. Inspections and appraisals
Financing Options for Investment Property
• Financing options for different types of properties (duplex, vacation home, etc.)
• Paying with cash vs. financing
• Equity repositioning
• What affects your interest rate and down payment terms
• Concept of leverage and what makes up the interest rate and rate of return
• De-Mystifying tax questions on Real Estate Investing
Conclusion: Making a retirement plan for your future with Real Estate Investing
12
Yes
None
None
No
None
Provided
None
100% attendance
N/A
Anyone interested in the field of analyzing properties and investing in real estate.
N/A
N/A
Community & Career Education Staff
919-532-5700
[email protected]
To be notified when this course becomes available, please use
Wake Tech’s Notify Me service
for SEF-3001A2-Creative Real Estate Investing
.
Students will learn to evaluate their homes as investments, calculate value accurately, understand how to increase value and marketability, and explore financing options.
1. Part 1: Introduction to Class
a. About the Instructor
b. About you - what are you trying to obtain from the class by week 9
c. Weekly articles - send to me in advance
d. Decide on your goals
e. How to Obtain info
f. Determining good comps
g. Start on Finance options & NC Contracts
2. Part 2: Finances
a. Review / Q&A of last weeks class / Go over articles sent over past week
b. Guest speaker if available (Lender)
c. Traditional institutional financing options
d. Private money
e. Comparing Loan options and how it affects your investment
f. Establishing returns
g. Finish NC Contract info
3. Part 3: Rentals
a. Review / Q&A of last weeks class / Go over articles sent over past week
b. Goals of your rental
c. Guest Speaker if available (Property Manager)
d. How to identify a good rental property
e. Cash flow and numbers
f. Ins and Outs of a lease
g. Tenant issues, Marketing of Rental, Misc. Issues
4. Part 4: Flips (Part 1)
a. Review / Q&A of last weeks class / Go over articles sent over past week
b. Goals of your Flip
c. Finding the Flip
d. Budget & Timelines
e. Example House Video
f. Students will create a sample repair list & budget between Parts 4 & 5
5. Part 5: Flips (Part 2)
a. Review / Q&A of last weeks class / Go over articles sent over past week
b. Guest speaker if available (General Contractor)
c. Go over in-depth budgets
d. Compare list of repairs and budgets for Example House from week 4
e. Combine student's repairs/budgets to a master list and see if home is profitable
f. Misc. Items & Tips
6. Part 6: Taxes, LLC's, Personal Residences and Foreclosures
a. Review / Q&A of last weeks class / Go over articles sent over past week
b. Guest Speaker if available (CPA for taxes)
c. How to structure investors and use of LLC's
d. Utilizing personal residences as investments, upgrades to make, etc.
7. Part 7: Overall/Recap of class, Specific examples/problems/questions
a. Review / Q&A of last weeks class / Go over articles sent over past week
b. Go over each topic covered and review
c. Extensive Q&A
21
No
None
None
No
none
Provided
None
80% attendance
N/A
N/A
N/A
SEF-3001A2
Community & Career Education Staff
919-532-5700
[email protected]
To be notified when this course becomes available, please use
Wake Tech’s Notify Me service
for SEF-3001EO2-"Flip It"...A look into investing in today's real estate market
.
Learn how to determine the amount of money you need to retire.
Create your own goals for a successful retirement.
Learn how to eliminate debt and improve cash flow
Learn how to properly convert your IRA to a Roth IRA
Learn how to select the retirement plan distribution choice that is right for you
Learn how to transfer the risk of potential financial losses before or during retirement
Learn how to reduce or eliminate taxes, expenses, delays and legal challenges with estate planning
Learn how to plan your retirement income to preserve a comfortable standard of living
Life Planning for Retirement
Retirement Needs and Expenses
Retirement Roadblocks and Mistakes
Retirement Income Sources
Retirement Plan Distributions
Investments
Risk Management and Asset Protections
Estate Planning
6
No
None
None
No
None
Materials provided
None
100% attendance
None
Whether you are about to retire, have 20+ years to go, are self-employed, or just want to make sure you are on the right track, this course offers retirement planning for everyone.
N/A
N/A
Community & Career Education Staff
919-532-5700
[email protected]
To be notified when this course becomes available, please use
Wake Tech’s Notify Me service
for CSP-4000JI2-Retirement Planning Today
.
Understand the development of risk in the markets
Learn to strategically allocate assets in a conservative manner
Develop an income plan for your retirement
Know the difference between fixed-principal and fixed-income assets and how to use them
Develop your own financial profile
Know what questions to ask a potential advisor
Determine your personal risk tolerance
Develop your own retirement budget.
Keeping Up With the Changes?
Chapter 1: Understanding Conservative Retirement Planning defines what conservative retirement planning is and helps identify who is a conservative planner. Chapter 2: Reasons Behind Current Market Shifts discusses changes in planning perspectives and paradigms, which affect the conservative planner. Chapter 3: Deciphering Market Jargon discusses six well-known Wall Street maxims and whether they might actually be myths. Chapter 4: Old Market Strategies vs. New Retirement Planning Strategies explains the need for a new conservative planning model and why Wall Street may be a broken culture, exposing its "greed is good" nature.
How Do You Manage Risk In Retirement?
Chapter 5: The ABC Planning Model is explained in detail, showing the conservative nature of the model. Chapter 6: Yellow Money: Understanding Cash Assets identifies the type of assets in Column A, the importance of liquidity and their positives and negatives. Chapter 7: Green Money: Fixed Principal Assets describes which assets are ideal for the B Column and outlines three "Green Money Rules" and why they are important to the conservative planner. Chapter 8: Red Money: Understanding Growth Assets talks about the risk nature of Column C and what type of assets belong in a conservative investor's risk portion of their portfolio and discusses the difference between tactically managed and "Buy & Hold" managed assets. Chapter 9: Managing Volatility in Retirement discusses the effects of a bear market on a portfolio of assets and why the ABC Planning Model works well in a prolonged bear market.
Income Planning Challenges
Chapter 10: Challenges to Retirement Income Planning reveals the great need for income planning and eight challenges the retirement minded face in retirement. Chapter 11: Income Planning Concepts covers the basic concepts in developing a plan for funding your quality of life in retirement, along with possible solutions. Chapter 12: Problems with a 401(k) in Retirement covers seven problems with a 401(k) in while in retirement, including limited choices and beneficiaries. Chapter 13: Green Money Income Planning tells when to use annuities and guarantees in planning for retirement income. Chapter 14: Red Money Income Planning covers the importance of a sequence of returns as it relates to withdrawing income from securities accounts and how to balance the guarantees and risk in an income stream. Chapter 15: Tax-Free Income Planning tells how to incorporate tax-free strategies like municipal bonds, Roth IRAs and LIRPs.
How to Create Your Plan
Chapter 16: Finding an Advisor makes choosing and advisor who you like, trust and is competent easier to understand and includes more than 20 questions to ask a potential advisor. Chapter 17: How to Work Through a Retirement Planning Decision discusses the planning process of investigate, recommend, implement, review and adjust and shows the class the three elements of a decision and why a process is the best way to make a financial decision. Chapter 18: Seven Steps to an ABC Plan reviews the previous chapters while taking the student through a seven-step process to develop an ABC Plan.
6
No
None
None
No
N/A
Materials provided
N/A
100% attendance
N/A
Whether you are about to retire, have 20+ years to go, are self-employed or just want to make sure you are on the right track, this course offers retirement planning for everyone.
N/A
N/A
Community & Career Education Staff
919-532-5700
[email protected]
| Details | Section | Date(s) | Location | Price | Seats | |
|---|---|---|---|---|---|---|
| 329988 | 07/14/26 - 07/21/26 | Northern Wake Campus | 39.00 | 21 | Register | |
| 329990 | 07/16/26 - 07/23/26 | Northern Wake Campus | 39.00 | 24 | Register |
If you would like to be notified when additional sections become available, please use Wake Tech’s Notify Me service for CSP-4000JR2-Principles of Retirement Planning .
4
Yes
This course has been approved by the NCREC to count toward 4 credit hours of CE education.
This course meets the requirements the NCREC has set to count toward mandatory CE training for licensed agents.
No
None
If taking for credit; a photo ID and your NCREC license number must be presented at the beginning of class. All other materials will be supplied.
None
100% attendance
This course has been approved by the NCREC and meets the requirements to count toward mandatory CE training for licensed agents.
NC Real Estate Brokers in need of CE hours to meet the requirements set forth by the NCREC.
Real Estate Agent
Provisional Broker
Real Estate Broker
Broker in Charge
N/A
Real Estate Agent
Provisional Broker
Real Estate Broker
Broker in Charge
SEF-3001EO2
SEF-3001A2
RLS-3700A2
SEF-3001JQ2
SEF-3001NO2
Community & Career Education Staff
919-532-5700
[email protected]
To be notified when this course becomes available, please use
Wake Tech’s Notify Me service
for RLS-3700B2-Read Between The Lines: Helping Investors Understand the Numbers
.
Discover how to make money in real estate, even if you have little to start with.
Study specially designed worksheets and hands-on activities to take the guesswork out of your investing in the real estate market.
Lesson 1 - Why Invest in Real Estate?
Lesson 2 - Market Analysis
Lesson 3 - The Transaction Process
Lesson 4 - Wholesaling
Lesson 5 - Rentals, Lease Options, and Owner Financing
Lesson 6 - Foreclosures
Lesson 7 - Rehabs
Lesson 8 - Condos
Lesson 9 - Negotiation
Lesson 10 - Funding Your Transactions
Lesson 11 - Marketing Your Properties
Lesson 12 - Shifting Your New Business Into High Gear
24
No
None
None
No
There are no prerequisites to take this course.
Hardware Requirements:
This course can be taken on either a PC, Mac, or Chromebook.
Software Requirements:
PC: Windows 8 or later.
Mac: macOS 10.6 or later.
Browser: The latest version of Google Chrome or Mozilla Firefox are preferred. Microsoft Edge and Safari are also compatible.
Adobe Acrobat Reader.
Software must be installed and fully operational before the course begins.
Other:
Email capabilities and access to a personal email account.
Instructional Material Requirements:
The instructional materials required for this course are included in enrollment and will be available online.
None
90% attendance
• Students must successfully pass 10 quizzes with a minimum grade of 70% by the second quiz attempt.
• If all quizzes are not passed with 70 or better by the second attempt, the final exam score must be 70% or higher on the first attempt for successful completion.
• The Final Exam must be taken by the Wake Tech course end date.
N/A
This course is for anyone who would like to learn about Real Estate Investing.
N/A
N/A
| Details | Section | Date(s) | Location | Price | Seats | |
|---|---|---|---|---|---|---|
| 328695 | 06/17/26 - 08/07/26 | Online | 77.00 | 17 | Register |
If you would like to be notified when additional sections become available, please use Wake Tech’s Notify Me service for REA-3806AE-Real Estate Investing .
Learn the basics of stocks, bonds and investing so you can be independent and confident about your financial decisions
Discover how to prepare for retirement, manage your finances and pay for college without the need for hiring a broker or financial advisor
Overview of Class
The Theory and Importance of Investing
First Things First
Stocks, Bonds and Mutual Funds - Part I
Stocks, Bonds and Mutual Funds - Part II
The Markets and Exchanges
Processes, Players and Operations
Trades and the Trading Process
Retirement Programs
Picking Stocks
Types and the Importance of Research
Researching Resources
24
No
None
None
No
N/A
Hardware requirements:
This course can be taken on either a PC, a Mac or a Chromebook.
Software requirements:
PC: Windows 8 or later
Mac: macOS 12 or later
Browser: The latest version of Google Chrome or Mozilla Firefox is preferred. Microsoft Edge and Safari are also compatible.
Adobe Acrobat Reader
Software must be installed and fully operational before the course begins.
Other:
Email capabilities and access to a personal email account
Instructional material requirements:
The instructional materials required for this course are included in enrollment and will be available online.
N/A
90% attendance
Student must pass 10 quizzes or pass final exam with 70% or better.
N/A
N/A
N/A
To be notified when this course becomes available, please use
Wake Tech’s Notify Me service
for BAF-3272IE-Stocks, Bonds and Investing: Oh My!
.